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Hurricane Irma Insurance Claim Tips


10
Sep

What to Look for in a Hurricane Insurance Claim Adjuster [Infographic]

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5
Sep

How to Get a Fair Settlement on Your Fire Damage Claim

House on fireFacing the aftermath of fire damages to your home or business is already a stressful and trying time, and the last thing you want to have to deal with is a lengthy fire damage insurance claim process. Unfortunately, this is a necessary step to rebuilding and moving forward. Read more

29
Aug

How to Catalogue Personal Property after a Fire Without Losing Your Mind [Infographic]

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24
Aug

Why Buying Flood Insurance When a Hurricane Threatens Won’t Help

flooded houseHurricane season is upon us yet again, so if you haven’t purchased flood insurance yet, you could be testing fate. 

Unfortunately, buying flood insurance as a hurricane warning is sounding in your community won’t protect you and your home, and here’s why. Read more

27
Jul

4 Tips for Filing a Fire Insurance Claim [Infographic]

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19
Jul

3 Tips to File an Insurance Claim for Your Business after a Fire

fire damage to homeFiling an insurance claim for your business after a fire can turn into a long and lengthy process as you try to recover what your damages are worth.

While a number of different factors can affect your claim and how long the claims process might take, these three business insurance claim tips can help you speed up the process and make sure you get what you’re owed.* Read more

28
Jun

Knowing How to Handle Hurricane Damage Now Can Save You Later [Infographic]

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19
Jun

How a Public Adjuster Can Finally Settle That Hurricane Irma Claim

hurricane irma damage claimIt’s been nearly a year since Hurricane Irma hit Florida back in 2017, yet almost half of those insurance claims are still not resolved.

As we move into 2018’s hurricane season, many property owners affected by the devastating storm are worried – and for good reason – if they’ll be able to take care of repairs before another storm wreaks further damage. Read more

14
Jun

North Carolina Earthquake Insurance Claim Process Starts

Tampa (June 12, 2017) – A small earthquake rattled Western North Carolina a few days ago. Despite being 2.6 magnitude, the earthquake did cause enough damage in Wilkes county that will force many property owners to start the insurance claim process. Read more

14
Jun

Hurricane Irma Insurance Claim Tips

As business and homeowners return to their properties to file claims for hurricane damage, Florida public adjuster firm, Insurance Claim Consultants (ICC), has complied tips to help expedite and navigate the hurricane insurance claim process.

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29
May

How a Public Adjuster Can Do More for You [Infographic]

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18
May

3 Questions to Ask during the Insurance Claim Process

Filing an insurance claim can be a daunting task, especially if you’re unsure of how the process works.

To help you navigate your claim and help you get the maximum amount that’s owed to you, be sure to ask these important insurance claim process questions before signing anything.* Read more

27
Apr

How to Wade Through the Insurance Claim Process [Infographic]

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18
Apr

Why Reviewing Your Insurance before Hurricane Season Can Pay Off

review insurance policyHurricane season is quickly approaching, but is your insurance policy ready? While it’s too late to update your policy after a hurricane hits, you can review your insurance policy before hurricane season to ensure that you’re covered.

Be on the lookout for these three important details for hurricane season outlined in your insurance policy. Read more

28
Mar

6 Steps to File a Storm Damage Insurance Claim [Infographic]

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16
Mar

4 Tips for Maximizing Your Flood Damage Insurance Claim

water damageAlthough flood damage is not usually included in a regular homeowner insurance policy, many people who live in areas that often experience flooding obtainseparate flood insurance through the National Flood Insurance Program, or NFIP. If you’re dealing with flood damage and have a flood insurance policy, follow these four tips for getting the most out of your claim. Read more

28
Feb

4 Tips to Choose the Right Public Adjuster [Infographic]

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16
Feb

What You Need to File an Insurance Business Claim

man filing business insurance claimAs a business owner, you wear many hats. And you don’t have time to hassle with your insurance company if something goes wrong.

To ensure that your business insurance claims are accepted and fully reimbursed, there are several key things you should do. Read more

31
Jan

When Does It Make Sense to Hire a Public Adjuster?

insurance claim costsWhether you’re up against storm, fire or water damage, filing an insurance claim can be a headache if you go it alone. Instead, you might want to look into the pros and cons of hiring a public adjuster to help you file your claim.

If you find yourself in any of these situations, working with a public adjuster could be the way to go.
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24
Jan

How Should You File Your Insurance Claim after a Fire?

fire damage to homeFires can be devastating disasters, and on top of the emotional wreckage they can cause, they can also be a financial burden on a homeowner or business owner. If you need to file an insurance claim after a fire, keep these tips in mind to help make the process go as smoothly as it possibly can.
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17
Jan

4 Tips to Handle Your Property Insurance Claim Like a Boss

property insurance claimNo matter which way you slice it, having to file a property insurance claim isn’t fun. That said, the process doesn’t have to be a huge headache and a total time suck for you. Follow these four tips for handling your insurance claim like a boss and kicking stress to the curb.
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15
Jan

5 Questions to Decide If You Should Hire a Public Adjuster [Infographic]

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10
Jan

What to Ask Public Adjusters about Their Education & Training

public adjusterIf you need to file a homeowner or business insurance claim, hiring a public adjuster to help ensure that you get the maximum amount you’re owed can be beneficial. When choosing the right public adjuster, you’ll want to ask some questions about his or her education and training to make sure you’re working with an experienced leader in the field.

These three questions can help you gauge the experience level of a public adjuster so you can make an informed decision on who to hire.
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28
Dec

4 Tips to Survive the Insurance Claims Process with Your Sanity Intact

handshake over coffeeIf you need to file an insurance claim, you might be feeling overwhelmed or even downright confused. This process can be a bit daunting, especially if you’ve never had to go through it before. To help you get through the process without losing your mind, here are four must-know insurance claim tips.
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20
Dec

Water Damage vs. Flood Damage: What’s the Difference?

At first glance, water damage and flood damage might seem to be one in the same. After all, they both involve large quantities of water entering your home or business and causing damage. Here’s the catch, though: one of these types of damages is usually included in a regular insurance policy while the other is not.

Take a closer look at water damage vs. flood damage and what this means for your home or business in the event of an emergency.
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12
Dec

What Qualifications Should You Look for in a Public Adjuster?

man holding model houseLet’s say you needed to hire a plumber or an electrician to work in your home. You would expect him or her to have certain qualifications, right? Well, the same goes for hiring a public adjuster to help you file an insurance claim. In fact, there are specific requirements to be a public adjuster set by the state in which they’re located.
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6
Dec

How a Public Adjuster Makes the Insurance Claim Process Easier

public adjusterNobody wants to have to file an insurance claim, but when disaster strikes, dealing with your insurance company is unavoidable. Thankfully, you can help to make this process run as smoothly as possible by working with a public adjuster instead of the adjuster that your insurance company sends. Here are just some of the many benefits of hiring a public adjuster for your claim.
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29
Nov

Storm Damage That May & May Not Be Covered by Insurance

storm damage to houseAfter a major storm, many home and business owners are taken by surprise when their storm damage insurance claim is denied. Unfortunately, not all insurance policies cover every type of damage that might happen to your home or business after a storm. To get a better idea of what your policy may or may not cover, here’s an overview of some of the most common types of storm damage that insurance won’t pick up.
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22
Nov

What Types of Natural Disasters Are Covered by Insurance?

storm over buildingsWhen you take out a homeowner’s insurance policy, you’re probably hoping you never have to use it. But the reality is that natural disasters can strike at any time, so it’s a good idea to know what your insurance policy covers and whether storm damage is included.

While every policy is different, here’s some general information about which types of storm damage are typically covered by homeowner’s insurance.
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15
Nov

3 Tips to Avoid an Unpaid Insurance Claim on Your Roof

man repairing roof damageFiling an insurance claim for roof damage can be tricky, especially if you’re not sure of the ins and outs of what your policy covers. After Hurricane Irma, many home and business owners found out the hard way that not all roof repairs and replacements would necessarily be covered by insurance. If you’re missing shingles after a storm (or worse!), take a look at these three tips to make sure you get what’s owed to you.
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8
Nov

What’s a Public Adjuster and Do You Need One?

businessman offering handshakeExperiencing flooding, storms, water damage, fire damage or another disastrous event can be an overwhelming and very difficult time for any homeowner or business owner. Once the damage has been done and you’re left to begin the insurance claim process, you might not know where to start. A public adjuster can help.
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6
Oct

Are You a Target for Hurricane Damage Insurance Scams? 

woman getting bad news in mailUnfortunately, the aftermath of a major storm inevitably attracts con artists and scammers looking to take advantage of overwhelmed homeowners. To avoid insurance scams after hurricane damage, keep these three key tips in mind.
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29
Sep

4 Steps to Follow for a Stress-Free Hurricane Damage Insurance Claim 

insurance claim formFiling an insurance claim for hurricane damage might sound like a stressful process, but with the right documentation and organization, it doesn’t have to be. Follow these four important steps to help make filing a claim as hassle-free as possible.
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26
Sep

How to Document Hurricane Damage before You File Your Insurance Claim 

home insurance claim documentationIf you’ve been affected by Hurricane Irma or another major storm, returning to your home and picking up the pieces can feel like an overwhelming task. But it’s crucial that you take the time to properly document any damages to your home or property to file an insurance claim for hurricane damage.
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22
Sep

Top 5 Post-Irma Tips to Follow 

home damaged by hurricaneHurricane Irma was one of the most catastrophic storms to ever hit Florida and other states along the east coast, leaving floods, power outages and widespread destruction in its path. If you and your family were affected by this hurricane, keep these tips in mind as you begin your recovery after Irma and assess the damage done to your home.
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19
May

Storm Damage Claims: Under Pay, Delay, Deny

Do you have a storm damage insurance claim that you’ve reported to the insurance company? Don’t be an actuarial statistic. Without a claim expert or public adjuster, many insurance companies depend on any one, if not all, of the under pay, delay, deny or defend tactics to keep settlement proceeds in their bank and out of your pocket. Read more

18
Oct

What’s the Difference Between Public Adjuster & Insurance Adjuster

Understanding the Difference Can Make a Huge Impact on a Homeowner or Commercial Insurance Claim

Carrying insurance coverage is a necessary evil if you’re a property owner. It’s not exactly pleasant to consider how much the premiums you pay add up to over the course of several years or decades—money that could easily have Read more

5
Oct

Understanding Your Options to Repair, Replace & Rebuild after a Fire

There’s nothing more devastating than recovering from fire damage. Not only have so many of your cherished things been completely destroyed, but what’s left is often covered in soot and/or the haunting smell of smoke—a continuous reminder of the atrocity you’ve somehow managed to survive.
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13
Apr

Fire Insurance Claims Tips

The fire insurance claim process is inherently complex. To make matters worse, insurance companies often cut corners or misdiagnose the full cost to repair a property. By nature, fire claims require attention to detail during the claim process. Trusting homeowners and business owners blindly follow the lead of the insurance company’s claim adjuster at their own expense. This often results in delays, low settlements and even denied fire insurance claims. Don’t wait until it’s too late. Follow these fire insurance claim tips complied by our experienced public adjusters which will help ensure a fast and accurate claim settlement for you.
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23
Feb

Hiring Professional Insurance Claim Help in Florida: What to Know

“The Claim Process Sucks!”

We’ve heard it over and over. You’ve suffered some type of insured property loss like fire damage or water damage in your home or business. It’s a big hassle. You decide that you’re in over your head. The claim process is consuming your spare time and the claim adjuster assigned by the insurance company isn’t giving your claim the attention it deserves. You’re frustrated, confused, overwhelmed and ready to hire professional claim help from a public adjuster. Where do you start and who do you hire to alleviate your claim headache?
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9
Jan

Fire Claim Help: General Contractors versus Fire Damage Adjusters

If you’ve filed an insurance claim for fire damage you’ve likely been approached by many people and companies offering fire claim help. One of the most important things you need to know is who can and cannot offer claim help and negotiate your claim.

General contractors and fire damage adjusters, or public adjusters, provide vastly different services. Each is licensed, credentialed and trained differently. Having your loss mishandled by someone who is not licensed or qualified will undoubtedly complicate the fire claim process and could jeopardize the final outcome of your claim.
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18
Nov

Fire Damage Claims : How to Compile Your Personal Property Inventory

Fire damage to your home and the subsequent fire insurance claim process can be the most difficult type of claim to deal with due to the nature and scope of loss. The personal property portion of the claim offers no relief as many claimants struggle to recount and organize a comprehensive list of damaged items or worse, they allow their insurance company adjuster or third party vendor to handle that portion of the claim. As such, this part of the fire claim process is usually the most mismanaged and comes at a high cost to the claimant.
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21
Oct

Choosing an Independent Insurance Appraiser

The insurance appraisal process for homeowner claims and business claims can be an effective and efficient avenue through which insurance claim disputes be settled. Choosing an independent insurance appraiser to represent your claim will be the most important choice during the appraisal process. Your selection should be strategically and carefully considered because it could mean the difference between having enough money to rebuild and restore your property, or not.

So what qualifications should you look for when choosing an insurance appraiser to ensure the most favorable outcome for your claim? Read more

31
Aug

Pro Tips from Flood & Water Insurance Claim Adjusters in Tampa

The recent flooding throughout Tampa Bay has caused significant flood damage to homes and businesses. Many property owners will likely engage the insurance claim process help to obtain the funds necessary to restore their homes or business to pre-loss conditions.

Filing this type of insurance claim requires a necessary steps to ensure the best and quickest settlement. Our flood and water insurance claim adjusters in Tampa have complied the following tips that every claimant can utilize without the professional help of a public adjuster. Read more

31
Jul

Tips: Recoverable Depreciation in Fire Insurance Claim Process

Every week, we get calls from policyholders who are confused and frustrated with their fire insurance claims. While some people are fed up with the insurance claim process and are ready to hire a public adjuster, others take advantage of the tips and tactics we provide on how to settle their claims without hired professional help.

A common issue that gets many questions is recoverable depreciation with the personal property portion of a fire claim. More specifically, contents claims for smoke and fire damage are often mismanaged and the topic of recoverable depreciation can be the first sign of trouble for the policyholder. Read more

30
Jun

Hurricane Season is Upon Us – Know Your Adjusters!

Determining the value of a hurricane insurance claim can be challenging to decipher if you aren’t in the restoration or insurance claim industries. According to a CNN article, “tornado victims could face a long haul with insurers.” The article in-part addresses the settlements insurance companies offer compared to final settlement amounts negotiated.

If you have a storm damage claim or a hurricane insurance claim, the most important questions you need to ask are:

  • Was I paid fair value for my hurricane damage?
  • Did I receive payment for everything I was entitled to collect for under my policy of insurance?

These questions often remain unanswered in the event a policyholder doesn’t seek a second opinion from an experienced and qualified insurance claim professional. Read more

15
May

The Public Adjusters Help Hurricane Sandy Victims with Insurance Claims & More

The Public Adjusters have helped victims of every named storm in the United States since Hurricane Andrew in 1992.hurricane_sandy-200x300 That
includes Hurricane Sandy – or Super Storm Sandy, as some call it – which caused such widespread damage when it made landfall on Oct. 29, 2012 in New Jersey, and continued to wreak havoc in New York, Long Island, and many other states, cities, and populated areas in the Mid-Atlantic Region well into early November of 2012.

Knowing that time is always of the essence for homeowners and business owners in the aftermath of a catastrophic weather event, The Public Adjusters jumped into action. We have a great deal of experience with residential and commercial insurance claims over the past 20-plus years of named storms in the Gulf of Mexico region and on the southeastern Atlantic coast. That experience gave us the knowledge required to be able to provide unique assistance for a large northeastern population of homeowners and business owners who had never before experienced the incredible force of a tropical system such as Hurricane Sandy.

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15
May

Ronald Delo Elected to Texas Association of Public Insurance Adjusters Board of Directors

Houston (October 27, 2012) – Public insurance adjusters across Texas have teamed up to form the Texas Association of Public Insurance Adjusters (TAPIA). The organization elected its inaugural officers and board of directors.

TAPIA aims to promote professionalism and ethics within the public adjusting industry, and to protect the rights of Texas homeowners and businesses that have sustained an insured property loss.

Ronald Delo, President of Insurance Claim Consultants, dba The Public Adjusters, has been elected as a member of TAPIA’s board of directors.  In addition to his involvement with TAPIA and as a licensed public adjuster in Houston,  Ronald has served on various industry boards and panels to promote and improve the public adjusting industry over the past 25 years.

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15
May

Insurance Claim Consultants Mobilizes to Help Businesses with Operations in the Philippines Navigate Complex Typhoon Haiyan Claims

U.S.-based businesses with operations in the Philippines are facing substantial losses from Super Typhoon Haiyan. Insurance Claim Consultants helps navigate complex Typhoon Haiyan Claims. 

Tampa, Florida – Insurance Claim Consultants, a U.S.-based company with over 10,000 clients around the world, is mobilizing to help companies with operations in the Philippines navigate the insurance claims process in the aftermath of Super Typhoon Haiyan.

According to Ronald Delo, president of Insurance Claim Consultants, “Our company has very close ties to the Philippines. Several of our typhoon experts and partners have traveled extensively throughout the country and have family living there. One of our Filipino staff members is a licensed attorney who lives in Naga City. As typhoon and hurricane experts, we are ready to put our expertise to work. Our natural desire to help is strengthened by our personal ties with the Philippines.”

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15
May

Insurance Claim Consultants to Attend the Texas Association of Public Insurance Adjusters 2014 Spring Conference

Insurance Claim Consultants will be represented at this year’s Texas Association of Public Insurance Adjusters (TAPIA) Spring Conference Texas Association of Texas Association of Public Insurance Adjusters 2014 Spring Conference on February 26-27 in Houston.

“Continuing education is an integral part of becoming a better public adjuster,” said Ronald Delo, President of Insurance Claim Consultants and current Board Member of TAPIA.

Founded in 2009, TAPIA is dedicated to protecting the interests of Texas home and business owners who have suffered property insurance losses such as fire damagehail damagewater damage and many other types of claims.  Read more