Choosing an Independent Insurance Appraiser

The insurance appraisal process for homeowner claims and business claims can be an effective and efficient avenue through which insurance claim disputes be settled. Choosing an independent insurance appraiser to represent your claim will be the most important choice during the appraisal process. Your selection should be strategically and carefully considered because it could mean the difference between having enough money to rebuild and restore your property, or not.

So what qualifications should you look for when choosing an insurance appraiser to ensure the most favorable outcome for your claim?

Experience in Claims Handling & the Appraisal Process is Paramount

Like most other professions, experience cannot be replaced. Here are specific qualifications you should look for when hiring an insurance appraiser.

  • Proven experience handling and managing the property insurance claim process. The appraiser or insurance adjuster should have proven experience with homeowner insurance claims, business claims and business interruption claims.
  • Expertise in damage valuation, construction practices and building costs.
  • Experience in the valuation of structural damage
  • Experience in the documentation, substantiation and valuation of personal property / contents.
  • Knowledge of building codes which can drastically effect a structural valuation
  • Skill with Xactimate and/or Simsol, the estimation software used by insurance companies.
  • Adept at interpreting policy language
  • Industry resources, contacts and established relationships with outside experts such as structural engineers, valuation experts, insurance adjusters, and forensic CPA’s to name a few.
  • Most importantly, references of prior appraisal awards won.

A Seasoned Public Adjuster can be an Ideal Insurance Appraiser

Due to their vast experience in claim documentation, insurance claim handling and settlement negotiations, an experienced public adjuster can be an ideal candidate for a property owner looking to hire an insurance appraiser.

Most experienced public adjusters have experience with the appraisal process for homeowner and business claims. If a claim cannot be settled during the standard adjustment process then a public adjuster will often recommend that the appraisal clause be invoked to settle the dispute. In some cases, the representing public claim adjuster can even act as the appointed insurance appraiser. This can be very beneficial since they know the ins and out of the particular claim.

Insurance Appraisal Services and Consultation

The public adjusters and insurance appraisers at Insurance Claim Consultants have worked on more than 12,000 property insurance claims in Florida, Texas, Georgia, Minnesota and several other states across U.S. and even abroad. We successfully provided appraisal services for many of those clients who had fire insurance claims, water damage claims, and all other insured losses. Contact our firm 24/7 for more information our services and to see if the appraisal process is the right choice to settle your claim dispute. Our services are available nationwide

Choosing an Independent Insurance Appraiser | Appraisal Process
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Choosing an Independent Insurance Appraiser | Appraisal Process
Learn from the pros at Insurance Claim Consultants about how to select the best independent insurance appraiser to settle your home owner insurance claim or business claim.
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Insurance Claim Consultants
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