Affected by Hurricane Michael?
Get Your Settlement Expedited. Call 800-572-7914

Hurricane Insurance Claims

Claim Help from Experienced Hurricane Claim Adjusters


Hurricanes can cause massive property damage. The scale of potential damage drives up the price of hurricane deductibles, and in the event of a hurricane, causes a massive influx of hurricane claims. All these factors can make the claims process slow, confusing and overwhelming to policyholders. A trusted public adjuster can ensure that hurricane claim is afforded the attention and detail required for a quick and accurate settlement that helps you resume your day-to-day life as soon as possible.

Call us at 800-572-7914 today or contact us online for help filing your hurricane damage claim. Insurance Claim Consultants has been a loyal and powerful partner for victims of every major tropical storm or hurricane to hit the United States since the early 1990s, including Hurricanes Sandy, Katrina, Andrew, Hugo, Ike, Irma and Opal. Our hurricane adjusters, public adjusters and property damage appraisers routinely win claim settlements that reflect our clients truly deserve based on their insurance policies and the value of damages rather than the first settlement the insurance company offers.

Hurricane Michael Claim Tips

It can take weeks or even months for a claim adjuster to evaluate your Hurricane Michael insurance claim. If you’re not yet ready to hire a public adjuster to streamline the process, these hurricane claim tips can help you keep your claim on the right track:

  • Request a certified copy of your insurance policy from your agent or broker immediately
  • Compile your own detailed inventory of any and all affected contents, including age, brand, quantity, purchase price and, if possible, a link to where the item or a comparable one can be purchased online
  • Control all of your personal property and never allow a restoration company to remove your contents for any reason, including disposal or restoration, until you have met with your insurance company’s adjuster and a trusted public adjuster
  • Mitigate any potentially ongoing damage to your property by putting a tarp over a damaged roof and boarding up damaged windows
  • Obtain at least three independent damage estimates to gauge the actual cost of rebuilding or restoring your property
  • Never sign a “for insurance proceeds” contract with a general contractor
  • Wait to start the rebuilding process until you know all of your rights and options for settlement and have agreed upon the scope of damage with your insurance company
  • Document every point of communication with your insurance company, whether it’s over phone, email, fax or text
  • Demand an explanation from your insurance company adjuster if your hurricane claim has not been settled within 60 days of filing
  • Seek to uncover all benefits your policy affords or consult with a trusted public adjuster to uncover up to 35 percent in additional coverage above your policy limit
What Ron Says About Hurricane Claims:
Ronald Delo

Ronald Delo

“High winds combined with low barometric pressure can create micro-fractures within the building’s external envelope such as in the roof, walls, doors, and windows. Even if no damage is immediately evident, these micro-fractures allow water to penetrate the building’s frame, potentially causing mold growth later on. An experienced public adjuster- and insurance company adjusters- should utilize roofing and infrared technology to properly investigate and document hard to find hurricane damage. ”
Get more expert answers about hurricane claims by visiting our FAQs page.


Hurricane, Water or Flood Damage?

An experienced public insurance adjuster has the resources and skills necessary to differentiate and document the different types of damage that tend to accompany hurricane events. Storm surge, wind-driven rain, tornado damagewater damage and flood damage can all occur during a hurricane. In most cases, floods caused by storm surges or overflowing rivers aren’t covered by standard property insurance policies. On the other hand, water damage resulting from high winds, such as rain entering though a damaged window, typically do qualify as hurricane damage.

Improper or incomplete documentation and evaluation of the different types of damage that can result from a hurricane is one of the most common reasons that many hurricane claim settlements are underpaid or unjustly denied. This was the case for thousands of victims of Hurricane Katrina and Ike who had homeowner insurance or business claims. To tackle these issues for our clients, we assembled teams of highly experienced public adjusters, hurricane adjusters, engineers and other claim consultants to properly differentiate and document hurricane damages to provide significantly higher hurricane settlements on our clients’ behalf.

It’s important to know your rights as a policyholder. Always consult with a trusted and experienced public adjuster if you think your hurricane claim is not progressing the way it should, if you’ve received a low settlement or are otherwise unhappy with the actions of your insurance company.

How to Select the Best Public Adjuster for a Hurricane Claim

As with most professions, nothing is as valuable as experience. This is especially true when selecting a public adjuster to provide assistance for a hurricane claim, one of the most complex of damage claims. Here are some questions to ask your public adjuster when selecting the right fit for you:

  • How long have you been licensed as a public adjuster?
  • How many hurricane claims have you estimated and adjusted?
  • Have you worked any claims with my insurance company, and if so, how many?
  • Are you a member of any public adjuster industry affiliations like FAPIA, TAPIA, NAPIA or WIND?
  • Do you work fulltime as a public adjuster?
  • Where is your local and corporate office located?
  • How long have you been doing business as a public adjuster in my city?
  • How many other people will be working on my claim and what are their qualifications?
  • How frequently can I expect to receive updates on the status of my claim?
  • Do you have a list of past clients I can contact for reference?
  • Here are additional Hurricane Michael insurance Claim Tips

Our Hurricane Adjusters Are Here to Help

As a policyholder, you have options. Even if your hurricane claim has been delayed, underpaid or denied by your insurance provider, you can still receive a larger hurricane claim settlement.

At Insurance Claim Consultants, we can help you get your claim settlement to where you need it to be. Our services are free of charge if we can’t win you a larger settlement. It’s that simple. Contact us today to get started.

Contact Us

Hurricane Damage Claim Settlements
Service Type
Hurricane Damage Claim Settlements
Provider Name
Insurance Claim Consultants,
711 S. Howard Avenue, Suite 200,Tampa,Florida-33606,
Telephone No.(800) 572-7914
Insurance Claim Consultants in Tampa helps Florida residents navigate the complex process of filing and settling a hurricane damage insurance claim.