Hurricanes can cause massive property damage. Similarly, the scale of potential damage drives up the price of hurricane deductibles and causes a massive increase of insurance claims. Moreover, all these factors can make the claims process slow, confusing and overwhelming to policyholders. A trusted public adjuster can ensure that your claim for damage is afforded detail required for a quick and accurate settlement. After all, resuming normal life can prove to be difficult with looming hurricane claim.
Insurance Claim Consultants has been a loyal and powerful partner for victims of every major tropical storm or hurricane to hit the United States since the early 1990s. These include recent, Hurricane Sally, and former storms, Sandy, Katrina, Andrew, Hugo, Ike, Irma and Opal. Our hurricane claim adjuster team, public adjusters and property damage appraisers have a history of going to bat for the policyholder. This means working far above the insurance companies’ first offers.
It can take weeks or even months for a claim adjuster to evaluate your hurricane insurance claim. Above all, if you’re not yet ready to hire a public adjuster, utilize these tips can help you keep your claim on track:
What Ron Says About Hurricane Claims:
“High winds combined with low barometric pressure can create micro-fractures within the building’s external envelope such as in the roof, walls, doors, and windows. Even if no damage is immediately evident, these micro-fractures allow water to penetrate the building’s frame, potentially causing mold growth later on. An experienced public adjuster- and insurance company adjusters- should utilize roofing and infrared technology to properly investigate and document hard to find hurricane damage. ”
An experienced public insurance adjuster has the resources necessary to document the types of damage that can accompany hurricane events. Storm surge, wind-driven rain, tornado damage, water damage and flood damage can all occur during a hurricane. In most cases, floods caused by storm surges or overflowing rivers aren’t covered by standard insurance. However, water damage resulting from high winds, such as rain entering though a damaged window, typically do qualify as covered damage.
For instance, improper documentation of the different types of damage is a common reasons why a hurricane claim is underpaid or denied. This was the case for thousands of our clients from Hurricane Katrina and Ike. To tackle these issues for our clients, we assembled teams of public adjusters, hurricane adjusters, engineers and other claim consultants. After that, our experts properly differentiated the damages which resulted in significantly higher hurricane settlements on our clients’ behalf.
It’s important to know your rights as a policyholder. Always consult with an experienced public adjuster if you think your hurricane claim is not progressing. In addition, a public adjuster should be consulted if you’ve received a low settlement, or you are otherwise unhappy with your insurance company.
As with most professions, nothing is as valuable as experience. This is especially true when selecting a public adjuster. Remember, insurance claims for hurricane damage are complex. Therefore, here are some questions to ask a potential public adjuster:
In conclusion, you have options. Even if your hurricane claim has been delayed, underpaid or denied by insurance, you can still receive a larger hurricane claim settlement.
At Insurance Claim Consultants, we can help you get your claim settlement to where you need it to be. Our services are free of charge if we can’t win you a larger settlement. It’s that simple. Contact us today to get started.
This advertisement is made under the public adjuster licensure of Ronald F. Delo Florida License Number: A065774
Toll-Free 24/7: (800) 572-7914
Fax: (877) 679-6485
711 S. Howard Avenue
Tampa, FL 33606
10279 Front Beach Rd.,
Suite 102 Panama City Beach,
11152 Westheimer Rd.,
#884 Houston, TX