Building Collapse Insurance Claims

Collapse Insurance Claim Help from Experienced Public Adjusters

In the event that a building you own collapses unexpectedly, it can feel both literally and figuratively like your world is falling apart. The last thing property owners need during these stressful times is an insurance claim nightmare. Collapse claims unfortunately require extensive expertise and diligence to navigate the ever-changing collapse coverage policies and assess the valuation of total damage.

Call us at 800-572-7914 today or contact us online for help filing your collapse insurance claim. At Insurance Claim Consultants, we employ only the most experienced team of public adjusters, property damage appraisers, construction specialists and engineers. Our trusted professionals have decades of experience settling even the most complex building collapse insurance claims and will work diligently on your behalf to get you the settlement you deserve so you can focus on getting your life back in order.

Collapse Insurance Coverage Tips

Follow these tips to help keep your building collapse claim on the right track:

  • Request a certified copy of your insurance policy immediately
  • Understand how your policy defines the term “collapse,” if at all
  • Wait to start any rebuilding, restoring or demolition until you have a solid claim strategy in place
  • Determine agreed upon facts about the collapse of your building and have your insurance adjuster put them in writing
  • Decide if a partial collapse has occurred and if there is any hidden structural damage
  • Request that the insurance company provide you with written documentation of their collapse insurance coverage or written denial of the claim if applicable
  • Contact a trusted and experienced public insurance adjuster immediately if your insurance company has denied collapse coverage or you suspect that your damage was undervalued

The Complexities of Collapse Insurance Coverage

Building collapses can be caused by a number of factors, including (but not limited to) snow and ice on roofs, shockwaves from explosions, structural problems, soil subsidence, earth movements, improper construction, blasts, gas leaks and more.

Property insurance policies typically cover some types of building collapses, but not all. Insurance companies today frequently restrict collapse coverage by redefining the term “collapse” and limiting their exposure. Furthermore, because building and structure repairs after collapse tend to be costly, insurance companies commonly deny coverage for these collapse claims. That’s why it’s in your best interest to be proactive and contact a trusted and experienced public adjuster for a consultation about any claim involving a structure or building collapse of any kind.

What Ron Says About Collapse Insurance Claims:
Ronald Delo

Ronald Delo

“Collapse insurance claims are fact-specific and proper interpretation of the insurance policy language is crucial. New case law involving collapse insurance coverage has changed how these claims are processed and disputed by insurance company adjusters. If your property has suffered a partial or complete collapse, it’s absolutely necessary to get involved an experienced public adjuster who has the experience, resources and contacts to document and settle the claim.”
Get more expert answers about collapses by visiting our FAQs page.


When to Get Help with a Building Collapse Insurance Claim

Almost any insurance claim process can be difficult to navigate on your own, especially when you’re bogged down with the concerns of how to get your life back in order. While most people could benefit from the services of a claim professional, it’s imperative you at least consult with an experienced public adjuster if any of the following situations apply:

  • Your insurance claim has been delayed by more than 30 days
  • Your insurance claim has been denied altogether
  • You have received a Reservation of Rights letter from your insurance company
  • You’ve been required to submit a Proof of Loss form

Our Claim Adjusters Are Here to Help

As a policyholder, you have rights and options you should be aware of, even in the event of your insurance company denying your claim.

Our claim adjusters, property loss appraisers and construction experts are experienced when it comes to cutting through the red tape of insurance companies to find you answers and settlements you deserve. In fact, we boast a 100 percent success rate when it comes to winning larger settlements for people just like you. Our services are completely free of charge if we can’t win you a larger settlement for your collapse claim. It’s that simple. Contact us today to get started.

Contact Us

Building Collapse Insurance Claim Adjuster
Service Type
Building Collapse Insurance Claim Adjuster
Provider Name
Insurance Claim Consultants,
711 S. Howard Avenue, Suite 200,Tampa,Florida-33606,
Telephone No.(800) 572-7914
The team at Insurance Claim Consultants in Tampa helps Florida residents achieve the highest settlements possible for building or structural collapse.