Water damage insurance claims are one of the most common types of property claims. Water damage can cause some of the biggest financial expenses for insurance companies, which often results in much grief and aggravation for property owners who should be entitled to quick and fair settlements.
Call us at 800-572-7914 today or contact us online for help filing your homeowner insurance claim. Ever since 1990, our claim adjusters have helped people just like you win fast and fair settlements for water damage claims that were previously underpaid, delayed or denied entirely. We use state-of-the-art moisture mapping and thermal imaging technology to substantiate the full scope of water damage with precise estimates, making for the fastest and most accurate settlements for our clients.
The nature of water damage can make the full scope difficult to quantify, resulting in frequently underestimated water damage claims. Our water damage case studies demonstrate our commitment to helping you get the settlement you deserve for any and all associated damage.
Use these insurance claim tips to help your claim stay on track:
While every insurance policy offers varying degrees of water damage coverage, most cover damage where the cause of loss was “sudden and accidental.” This includes water damage from burst pipes, sink or tub overflow, toilet or sewage backups, and water intrusion from breaches in a window or roof.
However, water damage can also appear gradually and quietly, damaging building materials and furnishings with mold or unusual warping. When this happens, most insured people file a water damage insurance claim and expect their coverage to apply.
The reality is that while insurance companies should settle many water damage insurance claims, these claims are often unjustly underpaid or denied. Insurance adjusters can misinterpret the policy language and deny coverage based on allegations that the type of water damaged is not covered under your policy. Always get a second opinion from a trusted public adjuster if your insurance company offers you a low settlement or denies coverage.
If you suspect that your water damage claim has been wrongfully denied, an experienced public adjuster can assess the true and full value of your insurance claim and help you interpret your insurance policy language.
You should absolutely obtain a second opinion if your insurance company has denied your water damage insurance claim due to any of the following:
What Ron Says About Water Damage Insurance Claims:
“Substantiating water damage requires specialized technology, yet your insurance company’s adjuster may not use these tools. If not discovered, hidden water damage doesn’t technically exist. Denials such as unfairly attributing damage to preventable maintenance issues are common. An experienced public adjuster can discover, substantiate, and document the true cause of loss to get you compensated for the true value of your water damage claim.”
If your water damage claim has been underpaid or denied, you still have options.
If we can pinpoint a valid reason to reopen your water damage claim, our claim adjusters will aggressively and diligently pursue an increased settlement on your behalf, and our 100 percent success rate speaks to why our clients choose us again and again. You don’t pay us unless we win you a larger settlement. It’s that simple. Contact us today to get started.
This advertisement is made under the public adjuster licensure of Ronald F. Delo Florida License Number: A065774
Toll-Free 24/7: (800) 572-7914
Fax: (877) 679-6485
711 S. Howard Avenue
Tampa, FL 33606
10279 Front Beach Rd.,
Suite 102 Panama City Beach,
11152 Westheimer Rd.,
#884 Houston, TX