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Fire Insurance Claims

Fire Insurance Claim Help from Proven Public Adjusters

fire-and-smoke-damage

In the event that a fire damages your property, the resulting insurance claim can be one of the most complex and involved types of property loss to navigate. While it may seem like the easiest path to simply follow the lead of the claim adjuster from your insurance company, doing so all too commonly leads to settlement delays, grossly under-adjusted settlements and limited options for rebuilding and restoring your possessions and property.

Call us at 800-572-7914 today or contact us online for help filing your fire damage insurance claim. Our property damage appraisers and public adjusters are highly experienced in expediting the fire insurance claim process to a fast and fair settlement. Our proactive approach allows you to control the pace and settlement of your claim rather than relying on your insurance company. With our aggressive and thorough methods, our clients are fully compensated in the most efficient way.

Tips for Your Fire Insurance Claim Settlement

Insurance companies dealing with a fire insurance claim frequently use tactics to delay settlements or deny a fire insurance claim altogether. Follow these steps to ensure that your claim progresses in the most effective way possible:

  • Request a certified copy of your insurance policy and copy of the fire report immediately
  • Compile your own detailed inventory of personal property
  • Control all of your personal property and do not allow a restoration company to remove your property for either restoration or disposal until you know all of your rights and options
  • Obtain independent damage estimates to determine the true cost of rebuilding your property
  • Document every point of contact with your insurance company adjuster
  • Wait to start the rebuilding process until you know all of your rights and options for settlement
  • Use caution when submitting any information to the insurance adjuster, including any documentation that could waive your rights or jeopardize your claim
  • Demand an explanation if your claim has not been settled within 60 days of filing
  • Seek to uncover any and all benefits afforded by your insurance policy. An experienced public adjuster can help immensely in this process, potentially uncovering up to an extra 35 percent above your policy limit.

See more tips here

Take Charge of the Fire Insurance Claim Process

In nearly all the fire claims we’ve worked, there has been a substantial difference between what the insurance company’s claim adjuster offers and what should be paid given the policy’s provisions and a comprehensive estimation of damages. Choices and decisions about your home, possessions and the fire insurance claim process should be made by you, not the claim adjuster from your insurance company. We help ensure that you remain in control, which is why our clients choose us to help them work through their fire claims for maximum coverage.

Our public adjusters are experts in understanding and analyzing insurance policies, compiling detailed damage estimates and negotiating the largest possible fire claim settlements, freeing you up to focus on what really matters — restoring your life. With decades of experience navigating fire and smoke damage claims, we can help you avoid common mistakes that can result in major complications, delays, disputes or misappropriation of insurance coverage.

When to Seek Help with Your Fire Claim

While all claimants can benefit from the help of a public adjuster during the fire insurance claim process, you absolutely need to consult with a trusted and experienced claim adjuster if you’ve received any of the following:

  • Reservation of Rights letter
  • Demand to participate in an Examination Under Oath (EUO)
  • Proof of Loss form to fill out or sign
  • Letter stating that your fire claim has been ruled suspicious or is under investigation
What Ron Says About Fire Insurance Claims:
Ronald Delo

Ronald Delo

“An experienced public adjuster can make such a significant difference in the settlement of a fire insurance claim. In most cases we’ve worked, our fee was paid for by the difference we were able to make solely in the personal property portion of the claim. In addition, a good public adjuster’s attention to minute details will make a large difference with the final outcome of your settlement.”

Get more expert answers about water damage claims by visiting our FAQs page.

Our Public Adjusters Are Here to Help You

You have options at your disposal, even if your fire insurance claim has been delayed, underpaid or denied altogether.

Our team can help you get your fire claim settlement to where you need it to be. Our public adjusters and property loss appraisers have a 100 percent success rate when it comes to winning larger settlements for people just like you. If we can’t win you a larger claim, our services are absolutely free. It’s that simple. Contact us today to get started.

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