While you may be familiar with insurance claims adjusters and what they do, you may not realize that policyholder-specific assistance is available from a public insurance adjuster. Working with a public adjuster could make a big difference in how much you collect from your insurance company. In can also help make a difficult time less stressful. In order to understand the benefits of using an experienced public adjuster, keep in mind that your insurance company’s claims adjusters are trained professionals who evaluate insurance claims to determine how much money a covered insurance loss or property damage is worth – from the insurance company’s perspective. A public adjuster is identical with one exception: a public adjuster represents YOU with a goal of obtaining a fair settlement from YOUR PERSPECTIVE. A public adjuster is the only type of insurance adjuster licensed by your state’s department of insurance to represent you – the policyholder – rather than the insurance company. Public adjusters are not paid up front; they receive a percentage of the settlement that they obtain on your behalf. This is regulated by your state’s department of insurance. An experienced public adjuster works to:
If you want an efficient and fair settlement, working with an experienced public adjuster is a must. For example, many policyholders are unaware that the burden of proof is theirs, not the insurance company’s. Your insurance company’s representatives are not necessarily going to search for all of your losses; it’s not in their best interest nor is it their responsibility. Your insurance company has a professional on its side protecting its interests, shouldn’t you do the same? Here’s what you can expect a public adjuster to do on your behalf:
How much is your claim really worth? Says who? Do you want a claims adjuster who is paid and employed by your insurance company to determine this value?
We’re often asked about when it makes sense to retain a public claims adjuster. Most property owners can easily handle small, straightforward claims on their own. However, the larger and more complex a claim becomes, the more you need professional help. Working with a public adjuster makes sense for many property insurance claims, particularly when the stakes are high. Public adjusters can help with any number of claim types including:
Public claims adjusters can get involved at any point ranging from the moment a loss occurs to after an insurance claim has been paid or denied — with one exception: if the statute of limitations has passed. In most states, the statute of limitations is five years from the occurrence of the damage or loss.
Getting back into your home or restarting your business is a top priority, but the claims process is often unduly slow. Each delay adds to your frustration – and makes an unbearable event even worse. Don’t waste another day waiting… When You Need a Public Claims Adjuster, We’re Ready – 24/7 We have represented over 10,000 policyholders and negotiated hundreds of millions of dollars in settlements — including tens of millions in increased settlements from reopened and denied claims. Everything we do is centered on you, for you. We work proactively to show the insurance company what it owes you and why instead of allowing it to dictate the pace or value of your claim. Our property insurance experts have more than 50 years of combined experience assessing, documenting, analyzing, evaluating, and negotiating property insurance claims. We are licensed in Florida, Texas, and 13 other states. We’re always available. Contact us 24/7 to speak with an experienced public adjuster.
This advertisement is made under the public adjuster licensure of Ronald F. Delo Florida License Number: A065774
Toll-Free 24/7: (800) 572-7914
Fax: (877) 679-6485
711 S. Howard Avenue
Tampa, FL 33606