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Storm Damage Insurance Claims

Public Adjuster Help for Storm Damage Insurance Claims

Wind and Storm Insurance

Following a major storm, most insurance companies mobilize an army of independent insurance adjusters to assess the scope of damage and expedite the storm damage claim process. These independent adjusters may be inexperienced, while policyholders are often unfamiliar with the insurance claim process, policy language and even the extent of damage on their property. All too often, these factors combined result in deficiencies in the final settlement of the storm damage claim.

Call us at 800-572-7914 today or contact us online for help filing your storm damage insurance claim. Insurance Claim Consultants employs the industry’s most experienced public insurance adjusters. Our expertise works for you to help you receive the largest storm damage insurance claim settlement possible.

Storm Damage Insurance Questions and Tips

When faced with a wind or storm damage insurance claim, it’s easy to end up confused. Unfamiliar obligations and industry jargon are only one aspect of an arduous process of assessing damage and receiving the claim you deserve. Follow these tips to ensure your claim stays on track from start to finish:

  • File the right type of insurance claim. A hurricane claimwater damage claimhail damage claim and a flood claim are all unique types of claims that apply to specific situations and types of damage. An experienced public adjuster can help you interpret policy language and decide on the right type of claim for you.
  • Request a certified copy of your insurance policy from your insurance adjuster or agent.
  • Follow your post-loss duties and obligations as outlined in your policy.
  • Wait to restore or rebuild your property until you and your insurance company agree on the scope of loss of your storm damage claim.
  • Ask and any storm damage insurance questions you ask during the claim process and keep a detailed record of all points of communication with your insurance company.
  • Obtain a minimum of three independent storm damage estimates separate from your insurance company’s adjuster. A general contractor or public adjuster can help.
  • Demand a written explanation from your insurance company in the event that your storm damage claim has not been settled within 45 days of filing.
  • Contact an experienced public insurance adjuster if your storm damage claim has been delayed, underpaid or denied.
What Our Expert Says About Water Damage Claims:
Ronald Delo

Ronald Delo

“Your insurance company’s offer is not necessarily the true value of your claim, it rarely is. In our experience there’s always a significance difference between what the insurance company offers and what it SHOULD pay. An experienced public insurance adjuster will fully document, substantiate and negotiate your storm damage claim with your best interest in mind. Professional claim help from a public adjuster speeds up the claims process, allows you to focus on life and ensures the largest settlement possible.”
Get more expert answers about water damage claims by visiting our FAQs page.

A Thorough Investigation Is Necessary for Fair Settlement

Some types of storm damage, such as damaged roofs or windows, can be obvious, while others can be more difficult to identify, leading to the undervaluing of storm damage. Major storms also often result in heavy workloads and high-stress environments for insurance companies, leading to overlooked damage as providers rush to quickly settle claims and move on. All too often, this can result in low and unfair storm damage settlements.

Ask yourself these questions:

  • Did your insurance adjuster get on top of your roof?
  • Did the adjuster use a moisture meter or a thermal imaging device to detect the presence of moisture inside your building’s walls or roof?
  • Did the adjuster photograph the entire perimeter of the property and building, as well as the interior fixtures and contents?

These are basic steps that an insurance adjuster should do to start out the investigative process.

Our team of storm damage insurance adjusters uses state-of-the-art diagnostic technology and methods to thoroughly substantiate storm damage claims. We will develop a comprehensive claim package that clearly demonstrates what your insurance company owes you rather than allowing the insurance company to dictate the claim process and settlement.

Our Storm Damage Adjusters and Public Adjusters Are Experts

Since 1992, our public adjusters have helped over 10,000 people just like you win fast and fair settlements. Our 100% success rate has our clients returning to us time and time again due to our expertise in:

  • Understanding and interpreting insurance policy language
  • The latest legislative and code changes that might affect your claim
  • Accurately estimating the scope of the storm damage
  • Compiling a comprehensive claims package with supporting data
  • Getting the right outside experts involved when needed
  • Applying all of your policy’s provisions
  • Negotiating skillfully to maximize your settlement

Our Storm Damage Adjusters Are Here to Help

Our public adjusters can review your insurance policy in a matter of minutes to help you better understand your options and the true value of your claim. We can be hired to provide the help you need with your insurance claim at any point in the process, including after you’ve received a settlement or been denied completely.

Our services are free of charge if we can’t win you a quicker and larger storm damage insurance claim settlement. It’s that simple. Contact us today to get started.

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