If you need to file a homeowner or business insurance claim, hiring a public adjuster to help ensure that you get the maximum amount you’re owed can be beneficial. When choosing the right public adjuster, you’ll want to ask some questions about his or her education and training to make sure you’re working with an experienced leader in the field.
These three questions can help you gauge the experience level of a public adjuster so you can make an informed decision on who to hire.
The best public adjuster for your claim should have at least 10 years of experience specifically handling your type of claim. No matter how well-educated they may be, experience is what sets a truly effective public adjuster apart from the rest.
[pullquote]Remember that a public adjuster does not work for the insurance company. You hire him or her to be on your side.[/pullquote]
Many public adjusters got their start working for an insurance company. This experience can be a huge asset, as it can give a public adjuster a more nuanced understanding of how the insurance claims process works from the perspective of the insurance company.
Some states require specific licenses to become a public adjuster. Find out the state requirements where you live, and make sure your public adjuster has all of the necessary licenses and certifications to practice in your state.
Keep in mind that some states have reciprocity agreements, so even though your public adjuster may not have a license from your state, he or she could still be legally able to practice in your location.
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