As business and homeowners return to their properties to file claims for hurricane damage, Florida public adjuster firm, Insurance Claim Consultants (ICC), has complied tips to help expedite and navigate the hurricane insurance claim process.
Hurricane Irma caused severe property damage across Florida. As business and homeowners return to their properties to file claims for hurricane damage, Florida public adjuster firm, Insurance Claim Consultants (ICC), has complied tips to help expedite and navigate the hurricane insurance claim process.
"First and foremost, get out your policy or request one ASAP,” said Ronald F. Delo, founder and president of ICC, "and go over them carefully. Determine what coverage you have and how to get the most out of it at a time like this. Do not assume anything."In addition to requesting your insurance policy, Delo suggests the following:
“In our experience, historically, there has been a significant difference between what the insurance company offers to pay and what it should pay. Stay in control of your claim and be proactive if you decide not to seek the help of a public adjuster for your hurricane damage insurance claim.”
Public adjusters are licensed by the Florida Department of Insurance. A public adjuster is licensed to assist individual policyholders, not insurance companies. Reputable and experienced public adjusters are experts in understanding and analyzing insurance policies, estimating the scope of damages and applying all policy coverages, all of which maximize the settlement recovery and in most cases speed up the claims process.
Although flood damage is not usually included in a regular homeowner insurance policy, many people who live in areas that often experience flooding obtainseparate flood insurance through the National Flood Insurance Program, or NFIP. If you’re dealing with flood damage and have a flood insurance policy, follow these four tips for getting the most out of your claim. Read more
Whether you’re up against storm, fire or water damage, filing an insurance claim can be a headache if you go it alone. Instead, you might want to look into the pros and cons of hiring a public adjuster to help you file your claim.
If you find yourself in any of these situations, working with a public adjuster could be the way to go.
Fires can be devastating disasters, and on top of the emotional wreckage they can cause, they can also be a financial burden on a homeowner or business owner. If you need to file an insurance claim after a fire, keep these tips in mind to help make the process go as smoothly as it possibly can.
No matter which way you slice it, having to file a property insurance claim isn’t fun. That said, the process doesn’t have to be a huge headache and a total time suck for you. Follow these four tips for handling your insurance claim like a boss and kicking stress to the curb.
If you need to file a homeowner or business insurance claim, hiring a public adjuster to help ensure that you get the maximum amount you’re owed can be beneficial. When choosing the right public adjuster, you’ll want to ask some questions about his or her education and training to make sure you’re working with an experienced leader in the field.
These three questions can help you gauge the experience level of a public adjuster so you can make an informed decision on who to hire.
If you need to file an insurance claim, you might be feeling overwhelmed or even downright confused. This process can be a bit daunting, especially if you’ve never had to go through it before. To help you get through the process without losing your mind, here are four must-know insurance claim tips.
At first glance, water damage and flood damage might seem to be one in the same. After all, they both involve large quantities of water entering your home or business and causing damage. Here’s the catch, though: one of these types of damages is usually included in a regular insurance policy while the other is not.
Take a closer look at water damage vs. flood damage and what this means for your home or business in the event of an emergency.
Let’s say you needed to hire a plumber or an electrician to work in your home. You would expect him or her to have certain qualifications, right? Well, the same goes for hiring a public adjuster to help you file an insurance claim. In fact, there are specific requirements to be a public adjuster set by the state in which they’re located.