CASE STUDIES

Public Adjuster Overturns Denied Fire Damage Claim, Wins a $212,856 Settlement in Sarasota, Florida

+ $212,856 INCREASE

A 12-unit apartment complex in Sarasota, FL caught fire. Three interior units had extensive smoke and water damage. The property owner filed a claim and expected a quick resolution through the claims process. But, the insurance company adjuster determined that the fire damage to the structure did not meet the deductible set forth in the business insurance policy. The fire claim was denied.

Insurance Claim Consultants was hired to preformed public adjusting services on behalf of the insured. Our public adjuster and construction consultant from the Tampa, Florida office teamed up to conduct and create a comprehensive damage analysis of the structure.

A recent change in building code, combined with the public adjuster’s interpretation of a provision in the policy of insurance, proved that the fire and smoke damage did exceed the deductible. A claim for loss of rents was also submitted.

The insurance company was forced to pay a total of $212,856.72for damages to the building and loss of rent.

Insurance adjusters often negligently deny home and business claims for fire damage. If your claim has been denied, if you’ve been required to participate in an Examination Under Oath or if you’ve received a Reservation of Rights from your insurance company, then you should consider hiring an experienced public adjuster. We can help.

You don’t have to let your insurance company dictate the pace and outcome of your insurance claim. Get a FREE and Immediate Claim Evaluation